Fact Brief: Did healthcare costs in Georgia increase because of potentially expiring subsidies?

Learn the answer to this question in this fact brief in partnership with Gigafact.

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Yes.

An expected loss in federal subsidies” is driving health insurance price bumps, according to Georgia insurers.

Premium payments could more than double in 2026 as enhanced tax credits, enacted by the Biden administration, expire. The enhancements provided lower costs on state-or-federally purchased health plans to those with certain income levels.

A total of roughly 24.3 million Americans enrolled in 2025 in marketplace insurance plans established under Obama’s Affordable Care Act.

Georgia rolled out its new health care marketplace, Georgia Access, in November 2024.Georgians can check their eligibility at georgiaaccess.gov.

This fact brief is responsive to conversations such as this one.

The Macon Melody partners with Gigafact to produce fact briefs — bite-sized fact checks of trending claims. Read our methodology to learn how we check claims.

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Author

Casey is a community reporter for The Melody. He grew up in Long Island, New York, and also lived in Orlando, Florida, before relocating to Macon. A graduate of Boston University, he worked at The Daily Free Press student newspaper. His work has also appeared on GBH News in Boston and in the Milford, Massachusetts, Daily News. When he’s not reporting, he enjoys cooking — but more so eating — and playing basketball.

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